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We have partnered with GoodLeap to offer flexible payment options for your project. GoodLeap uses a soft credit check until funding and the highest score from all 3 bureaus to see if you qualify. It also takes just a few minutes to get started.

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Wells Fargo


SpectrumAC believes that all customers deserve easy and affordable payment options for their heating, cooling, and other home improvement needs. A single online application provides real-time decisions on several financing and lease purchase options. There are excellent options for all types of customer needs and all levels of credit scores. SpectrumAC is the one stop for getting back to comfort fast.

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Hassle-free monthly payments with no credit necessary!
Microf is a relationship-based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

4 Things You Need to Know About Microf:

  • We have a simple application process.
  • We specialize in lease purchase options for residential replacement HVAC systems.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.

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Garden City, GA

Pembroke, GA

Port Wentworth, GA

Lanier, GA